With over 55 years of history, BULSTRAD VIENNA INSURANCE GROUP is among the largest insurers in Bulgaria. With many satisfied customers, the company has established itself as a symbol of trust and professionalism of the Bulgarian insurance market.
The Full Casco clause covers the following risks:
Damage to a parked vehicle
Intentional arson and explosion
Storm, hurricane, explosion
Cutting or puncturing tires
Malicious actions of third parties
Insurance does not cover
Theft of wheels, rims, tires and wheels; catalytic converters, mufflers, filters; steering wheels, instrument panels, display (s); on-board computers; electronic control unit; side mirrors; headlights, taillights, turn signals, fog lights; parktronic (s) ; dystronic (s); camera (s); rechargeable batteries; rollbar (s), frontbars (s), steps, spoilers, guardrails, fender (s), bumper (s), molding (s); wipers, antennas; emblem (s);
The insurer shall not pay insurance indemnity if the losses and damages on the motor vehicle are due to the movement of the motor vehicle outside the usual roads; on flooded roads or territories; on closed, prohibited for traffic and signalized for this purpose road sections;
Engine damage due to suction of water and / or mud (hydraulic shock); freezing of liquid in the cooling system of vehicles; û Right-hand drive vehicles; motorcycles, mopeds and ATVs; convertibles; vehicles with foreign registration.
Damages caused by intentional or gross negligence of the insured, members of his family or an authorized driver shall not be covered;
Damage resulting from driving under the influence of alcohol or under the influence of a narcotic in case of refusal of an alcohol test shall not be covered; Mopeds and ATVs
Theft is not covered if the vehicle is not locked, left with the ignition key, with open windows, left with a faulty, not switched on, inactive or dismantled alarm system, or vehicle immobilizer, or active tracking system, leaving the immobilizer transponder in the vehicle;
If in case of theft the insured - legal entity does not present part I of the registration certificate (when the registration certificate consists of two parts), the insurer has the right to refuse the payment of insurance indemnity.
If in case of theft the insured - natural person does not present part II of the registration certificate (when the registration certificate consists of two parts), the insurer reduces the insurance indemnity by 30% (thirty percent); vehicles with foreign registration
If, in the event of theft, the insured legal entity or trader does not present Part II of the registration certificate (where the registration certificate consists of two parts), the insurer shall reduce the insurance indemnity by 50% (fifty percent).
Vehicles with foreign registration
Casco insurance coverage is valid for the territory of the Republic Bulgaria and abroad - the member states of the European Union and for the countries outside the Union, members of the International Green Card Agreement, as well as follows: the Principality of Andorra, Bosnia and Herzegovina, the Swiss Confederation, Republic of Northern Macedonia, Kingdom of Norway, Republic of Serbia, Montenegro forest and the Republic of Turkey
After concluding the insurance, if you do not renew your current Casco policy (without interruption) at ZAD Bulstrad Vienna Insurance Group it is necessary to inspect the car in one of the centers of the insurer.
IMPORTANT: If your car is subject to inspection, Casco insurance coverage is not valid until you do so.
Method of compensation
- Official service - Up to 4 years inclusive
- Trusted Service - Regardless of age
- Peer review - Regardless of age
INSURANCE AMOUNT - Insurance amount cannot exceed the actual value of the vehicle as of the date of conclusion of the insurance and is determined on the basis of the provided data for the make and model of the car, year of production, cubic capacity, type of fuel, kilowatts / horsepower, number of doors and other technical characteristics.
IMPORTANT: It pays off in the event of an insured event compensation in proportion to the actual value of the car as of the date of the event.
Roadside Assistance Provides protection for the territory of Republic of Bulgaria in case of immobilization due to an insured event , 24 hours / 7 days per week, an unlimited number of calls to the nearest service center (card "E" series)
- Designed for cars incl. such registered as N1 to 3.5 tons and trucks over 3.5 tons
- Overseas Assistance - Overseas Assistance applies to the territory of the Member States of the International Green Agreement map ”, providing an opportunity to provide roadside assistance, service, technical, medical and legal assistance and others in the event of insurance events as a result of a traffic accident, mechanical damage or theft of the insured vehicle, occurred abroad.