The insurance covers:
Fire
Flood
Earthquake
Robbery, burglary, malicious acts of third parties, vandalism
Storm, torrential rain, hailstorm, insury caused by the natural accumulaion of snow or ice
Breakdown of water pipelines, sewerage and steam lines
Impact by a road vehicle
Protеction of movable property
Expenses insured for identifying the reasons and eliminating the damages on the installations in the event of breakdown of water pipelines, sewerage and steam lines
- up to 500 BGN
Glass breakage
- up to 10% og the sum insured of the building
General civil liability
- up to 5 000 BGN
Short circuit / Electric shock
- up to 5 000 BGN
Insurance Does Not Cover
Events occurred before the beginning of the period of insurance
Malicious acts of the insured
Damages due to normal wear and tear, inherent flaws, corrosion
Losses related to devaluation, lost profits
Losses related to devaluation, lost profits
Waste of parts or manufacturing defects
Error in design, poor repair, violated construction and technical standarts and requirements
Groundwater
Hostilities or military actions, civil war, a military coup, any act of terrorism; Riots, civil unrest, strikes
Confiscation, requisition, nationalization
Atomic and nuclear exploisions, impacts of radioactive products, ionizing radiation
No coverage is provided for buildings subject to demolition; Buildings in construction or in the process of reconstruction; Vans, prefabricated houses, greenhouses; Motor vehicles; Official Papers /Documents
