Extreme sports inurance

In Bulgaria, mountain rescue services, including incidents during extreme sports, are paid, and the insurer covers the costs directly to the mountain rescue service, without the need for personal payment.

Extreme sports inurance

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Главен Банер на Болерон

In Bulgaria, mountain rescue services, including incidents during extreme sports, are paid, and the insurer covers the costs directly to the mountain rescue service, without the need for personal payment.

Pay online

YOU RECEIVE THE POLICY
IMMEDIATELY VIA EMAIL100% ONLINE
NO PAPER

Pay online

YOU RECEIVE THE POLICY
IMMEDIATELY VIA EMAIL100% ONLINE
NO PAPER

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UniqaEuroins

Mountain insurance from Uniqa

UNIQA Life AD is part of the Austrian insurance company UNIQA Insurance Group, which has a 130-year history. It operates in 18 countries and serves 10 million customers.

The insurance covers

Мountain biking

Skiing and snowboarding on non-worked ski track

Paragliding

Rock climbing and alpinism, using safety equipment

Amateur cross-country skiing and biathlon competitions, snow-kite and other activities, similar in terms of risk, to the above

Tracking expeditions, outside the marked and established tourist route

Covered risks

Insurance sum up to 1 533.88 €

Urgent medical expenses

Death of the Insured due to accident

Permanent disability of more than 10%

Evacuation expenses

Repatriation expenses

Rescue expenses

The insurance does not cover

Persons under 14 years of age, persons over 70 years of age and incapacitated persons are not insured for the risk Death of the Insured due to accident

Persons of more than 50% degree loss of working ability

The insurance does not cover any expenses for subsequent treatment

The insurance is not valid in case the insured is participating in organized competitions

The insurance is not valid outside the territory of the Republic of Bulgaria.

When preparing, attempting or committing a crime, participation in beating or taking the law into one's own hands

Accidents which occured with the use of alcohol, medicines or drugs. Deliberate exposure to danger, suicide or attempted suicide.

Documents

UNIQA - General Terms and Conditions for Extreme Sports Insurance (PDF)
effective from: 01.09.2025
UNIQA - Insurance Product Information Document for Extreme Sports Insurance (IPID, PDF)
Pre-contractual Information for Extreme Sports Insurance (PDF)
Privacy Notice
Information for the User of Insurance Services
Information in the Event of an Insurance Claim under Extreme Sports Insurance (PDF)

Insurance "Tourism in Bulgaria, including extreme activities" from Euroins

Euroins Insurance Company is one of the first insurance companies in Bulgaria to receive a general insurance license and has offices in over 87 cities and works with over 1,500 intermediaries.

Activities covered

Trips for leisure, walking, entertainment, spa, business and business events (conferences, seminars, trainings)

Hiking and outdoor activities conducted in the mountains along marked routes/trails

Amateur practice of water sports (swimming, water polo, rowing, rafting, canoeing/kayaking on river rapids, surfing, diving at depths up to 10 meters)

Winter (skiing, cross-country skiing, sledding, snowboarding, monoskiing, skibobbing, ice skating)

Other sports (table/court tennis, golf, cycling, trekking, paintball, hot air ballooning, badminton, fishing, equestrian sports) in designated and secured areas such as guarded water pools, courts, playgrounds, ice rinks, ski slopes and similar

The insurance covers amateur practice of the following extreme activities

Mountain Biking, Off-piste Hiking, Off-piste Skiing/Snowboarding, Snowmobiling, Mountaineering, Rock Climbing, Hang-Gliding/Paragliding, Bungee/Skydiving, Water Skiing, Wind/Kitesurfing, Off-Road

The insurance covers

Salvage costs
- Up to 1 533.88 €

Medical expenses due to an accident
- Up to 613.55 €

Medical repatriation
- Up to 511.29 €

Repatriation of mortal remains
- Up to 511.29 €

Emergency dental care
- Up to 102.26 €

Visit during hospitalization
- Up to 51.13 €

Travel expenses if it is impossible to return with the group
- Up to 51.13 €

Third-party liability insurance
- Up to 511.29 €

Permanently reduced working capacity due to an accident
- Up to 1 533.88 €

Accidental death
- Up to 1 533.88 €

The insurance does not cover

Prophylactic examinations

Chronic or past illnesses

Hernias, radiculitis, sciatica, lumbago, damage to intervertebral discs, discopathy, arthrosis

Restorative procedures, massages, physiotherapy, rehabilitation

Pregnancy, childbirth, abortion

Corrective devices, implants, dental crowns, prostheses and more

A sport or activity that is outside the scope of the agreed and entered activity in the policy

Sport or activity in unsupported, unmarked, unsecured places, except in the cases expressly provided in the general conditions

When the insured person is under the influence of or during the use of alcohol, drugs, doping

Expenses incurred abroad

Fines, penalties, interest, sanctions

Други изключения, подробно описани в общите условия на застраховката

Documents

Euroins - General Terms and Conditions for Extreme Sports Insurance (PDF)
effective from: 22.11.2021
Euroins - Insurance Product Information Document for Extreme Sports Insurance (IPID, PDF)
Information for the User of Insurance Services
Information in the Event of an Insurance Claim under Extreme Sports Insurance (PDF)

Last updated: 23 January 2026Reviewed by: Desislava Tsvetkova

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