Health Insurance for Foreigners Staying in Bulgaria

For short-term or long-term stays in Bulgaria, with Schengen Area coverage included. Buy online and get your policy by email.

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UP TO 30 677.51 €
MEDICAL EXPENSES
NO MEDICAL
EXAMINATION
Pay online
UP TO 30 677.51 €
MEDICAL EXPENSES
NO MEDICAL
EXAMINATION

HEALTH INSURANCE FOR FOREIGNERS BY BULSTRAD

Urgent and emergency medical assistance
- up to policy limit: 30,677.51 EUR

Outpatient and inpatient medical care
- up to policy limit: 30,677.51 EUR

Transportation expenses
- up to policy limit: 30,677.51 EUR

Medical transport and repatriation
- when Clause 1 (Schengen) is included

Emergency dental treatment
- up to 255.65 EUR

Acute illnesses
- up to policy limit: 30,677.51 EUR

Under Art. 83(5) of the Health Act, this insurance is mandatory for foreign nationals who:

stay in Bulgaria for a short period;

transit through Bulgaria;

need medical insurance for a Bulgarian visa (Type C – short-stay/Schengen, Type D – long-stay) or residence procedure, where applicable.

Important: If Bulgaria is not part of the journey or stay and another Schengen country is the sole destination, the customer should contact Boleron before purchasing. This product should not be marketed as a general residence health insurance policy for France, Germany, Spain or another country.

Professional athletes
Surcharge 50%–100% depending on the sport
Professional drivers
Surcharge 50%
Construction, security, mining, aviation, maritime
Surcharge 100%

Clause 1 (Schengen) extends the territorial scope of the policy beyond Bulgaria to the Schengen Area.

Cover does not apply in the country or countries of the insured person's nationality.

Emergency dental treatment is limited to €255.65 in Bulgaria and €350 under the Schengen clause.

This is not universal residence insurance for another EU country.

CoverBulgariaWith Clause 1 – Schengen
Urgent and emergency medical assistanceup to €30,677.51up to €30,677.51
Outpatient and inpatient treatmentwithin the overall limitwithin the overall limit; hospital stay up to 15 days under the special conditions
Medical transportwithin the overall limitwithin the overall limit
Repatriation—Included under the terms of Clause 1
Emergency dental treatmentup to €255.65up to €350
COVID-19According to the applicable general conditionsspecial limit up to €5,000 for the specified expenses
Country of nationalityBulgarian cover applies under the main conditionsThe clause is not valid in the country or countries of nationality

pre-existing and chronic diseases, unless the conditions expressly provide otherwise;

planned treatment, preventive check-ups and vaccinations;

pregnancy, childbirth and related complications;

professional and extreme sports, unless agreed with a surcharge;

events resulting from the use of alcohol, narcotic or anaesthetic substances;

war, terrorism, nuclear and radioactive events;

treatment in the country of nationality under the Schengen clause.

The full list of exclusions is set out in the General and Special Conditions.

In case of an insurance event, please contact Bulstrad at +359 2 8197 197.

Frequently asked questions

Medical insurance is required in many Bulgarian visa and residence procedures when the applicant is not covered by an applicable public health insurance or social security system. The exact requirements depend on nationality, residence status and legal basis. Customers should verify the current documentary requirements with the Bulgarian Ministry of Foreign Affairs, the Migration Directorate or the competent consular authority.

Not in every case. It is required in many visa and residence procedures when the applicant is not covered by an applicable public health insurance or social security system. The exact requirement depends on the person's status and legal basis for stay.

The policy is designed for foreigners staying in Bulgaria and provides the required medical cover level. Acceptance depends on the exact procedure and competent authority, so the applicant should check the current document list.

Up to 90 days for a short-term stay or transit, and up to one year for a long-term stay in Bulgaria.

Yes. Clause 1 – Schengen Area is included in the policy. The cover is subject to the policy terms and does not apply in the country or countries of the insured person's nationality.

The product is intended for foreigners staying in or transiting through Bulgaria. If Bulgaria is not part of the journey or stay, contact Boleron before purchasing.

Up to €30,677.51 for urgent and emergency medical expenses, subject to the policy conditions.

Yes. The limit is up to €255.65 in Bulgaria and up to €350 under the Schengen clause.

The standard tariff includes special pricing from age 65. A health declaration and surcharge apply between 65 and 75. Customers over 75 should be referred for individual confirmation.

The price depends mainly on the policy duration, age, occupation, group or family discount and the selected cover. Use the Boleron calculator for the current individual price.

Contact the 24/7 assistance centre at +359 2 8197 197 and provide the policy number, contact details and a brief description of the required assistance.

Last updated: Reviewed by: Desislava Tsvetkova

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