HEALTH INSURANCE FOR FOREIGNERS BY BULSTRAD
Urgent and emergency medical assistance
- up to policy limit: 30,677.51 EUR
Outpatient and inpatient medical care
- up to policy limit: 30,677.51 EUR
Transportation expenses
- up to policy limit: 30,677.51 EUR
Medical transport and repatriation
- when Clause 1 (Schengen) is included
Emergency dental treatment
- up to 255.65 EUR
Acute illnesses
- up to policy limit: 30,677.51 EUR
Under Art. 83(5) of the Health Act, this insurance is mandatory for foreign nationals who:
stay in Bulgaria for a short period;
transit through Bulgaria;
need medical insurance for a Bulgarian visa (Type C – short-stay/Schengen, Type D – long-stay) or residence procedure, where applicable.
Important: If Bulgaria is not part of the journey or stay and another Schengen country is the sole destination, the customer should contact Boleron before purchasing. This product should not be marketed as a general residence health insurance policy for France, Germany, Spain or another country.
- Professional athletes
- Surcharge 50%–100% depending on the sport
- Professional drivers
- Surcharge 50%
- Construction, security, mining, aviation, maritime
- Surcharge 100%
Clause 1 (Schengen) extends the territorial scope of the policy beyond Bulgaria to the Schengen Area.
Cover does not apply in the country or countries of the insured person's nationality.
Emergency dental treatment is limited to €255.65 in Bulgaria and €350 under the Schengen clause.
This is not universal residence insurance for another EU country.
pre-existing and chronic diseases, unless the conditions expressly provide otherwise;
planned treatment, preventive check-ups and vaccinations;
pregnancy, childbirth and related complications;
professional and extreme sports, unless agreed with a surcharge;
events resulting from the use of alcohol, narcotic or anaesthetic substances;
war, terrorism, nuclear and radioactive events;
treatment in the country of nationality under the Schengen clause.
The full list of exclusions is set out in the General and Special Conditions.
- Bulstrad - General Terms and Conditions for Health Insurance for Foreigners (PDF)
effective from: 01.01.2026
