FREQUENTLY ASKED QUESTIONS
1. What is Third-Party Liability (MTPL) insurance and why is it mandatory?
Motor Third-Party Liability (MTPL) insurance is mandatory by law for every registered motor vehicle in Bulgaria. It provides financial protection to the driver if they cause a road traffic accident, covering property and non-property damage to third parties (injured people or damaged property/vehicles).
2. What is the fine for driving without valid MTPL insurance?
Driving a vehicle without valid MTPL insurance is a serious offense. Under Bulgarian law, penalties may include: - A fine between BGN 250 and BGN 400 for individuals; - Temporary removal of the vehicle from service until a valid policy is presented. You can quickly check your policy status here: https://www.boleron.bg/proverka-grazhdanska
3. How can I check if my MTPL insurance is valid?
Two main ways: - Online via Boleron – enter the license plate number or the registration certificate (talon) number in our calculator/check. The system queries the Guarantee Fund and returns an instant result. - On the Guarantee Fund’s website – by plate number or VIN.
