Additional health insurance Bulstrad

Hospital care
- up to BGN 10,000 per year

Outpatient care
- up to BGN 2,000 per year

Medicines and auxiliary means
- up to BGN 200 per year

Dental care
- up to BGN 200

Preventive care
- once a year

Second medical opinion from international health specialists, provided through online consultations
- up to 3 times within one insurance year

Online consultation with a Bulgarian psychologist
- up to 1 consultation per month

Accommodation in a room with improved living conditions, according to the possibilities of the medical facility (all hospital wards except maternity ward);
- up to BGN 50 per day for up to the minimum stay per clinical pathway for one insurance event

Choice of treating physician, Choice of team;
- up to BGN 900

Treatment if necessary, not covered by the clinical pathway (without consumables): Medicinal, dietary, hormonal, immunotherapy;

Surgical operations (excluding cosmetic, laser, and other operations included in the General Conditions as exclusions from coverage):
- Small and medium complexity operational procedures;
- Large complexity operational procedures;
- Laparoscopic operations;
- Neurosurgical operations
- Minimally invasive surgery

Medical consumables for surgical operations
- up to BGN 500

Initial examinations for the occurrence of illness:
- specialist doctor from all specialties
- habilitation specialist

Secondary examinations from specialist doctors - for medical indications and consultation if a second opinion is needed:
- specialist doctor from all specialties
- habilitation specialist

Clinical laboratory tests, when prescribed by a physician Hematologic
Hematologic
- biochemical, microbiological
- immunological, virological, serological, vitamins and microelements

Preventive care - once a year
- hormonal imaging
- tumor markers

Clinical and instrumental tests, when prescribed by a physician:
- functional, X-ray
- ultrasound

Highly specialized tests, appointed by a specialist:
* Two of the listed tests are covered for one insurance year:
- Electromyography (EMG);
- Electroencephalography (EEG);
- Bone densitometry;
- ECG Holter monitoring;
- Echocardiography;
- Cardiovascular stress test;
- Continuous 24-hour blood pressure recording;
- Skin allergy testing;
- Cryotherapy and/or laser therapy of benign skin tumors, removal/excision of skin lesions

Highly specialized x-ray tests, appointed by a specialist:
- Mammography; (two for one insurance year)
- Intravenous cholangiography, venous urography;*
- Endoscopic, radioisotope, angiographic;*
- Computed Tomography (scanner) and Magnetic Resonance Imaging - native
*Tests are paid only after the other diagnostic possibilities have been exhausted and approved by the insurer.

Morphological tests by physician's prescription
- cytological examinations
- histological examinations
- histological examinations

Outpatient manipulations to manage a specific health problem (without consumables):
- injection - muscular and intravenous;
- dressing of an operative wound;
- removal of sutures;
- placement of intravenous system, catheter;
- outpatient surgical operations – up to BGN 200.
- anesthesia – up to BGN 200.

Physiotherapy and rehabilitation, prescribed by a physician
- up to BGN 200.

Additional coverage 'Extra Care' (used through B-Assist)

Second medical opinion from international health specialists, provided through online consultations
- up to 3 times within one insurance year

Online consultation with a Bulgarian psychologist
- up to 1 consultation per month

Reimbursement of expenses for medicines, including homeopathic, contrast agents, vitamins

Reimbursement of expenses for bandages

Reimbursement of expenses for crutches, canes, catheters, urinator, collection bags

Reimbursement of expenses for dioptric lenses (up to 2 pieces, without frame) and/or contact lenses for vision correction (Up to BGN 80 with 20% participation)

Reimbursement of expenses for hearing aid, wheelchair

Examination for dental status

Diagnostic examination sector radiography

Diagnostic imaging panoramic radiography

Treatment of caries including cleaning, substrate, and filling of single or multi-rooted tooth

Surgical treatment consisting of extraction of a single or multi-rooted tooth

Extraction of a deeply fractured/destructed tooth

Surgical treatment consisting of complex extraction (if necessary to suture the wound)

Root canal treatment - periodontitis and pulpitis (cleaning and filling of tooth canals)

Comprehensive preparation and construction of crowns (including the cost of the crown) - metal-ceramic constructions Anesthesia

Conducting screening with questions for the early detection of socially significant diseases: hypertension, ischemic heart disease, cerebrovascular disease, diabetes, cervical cancer, breast cancer

Examination by a specialist in internal medicine/cardiology
- case history and physical examination by internist/internal medicine/cardiologist;
- height and weight determination of BMI (body mass index);
- blood pressure measurement (BP);
- electrocardiogram (ECG)

Examination by an eye diseases/ophthalmologist specialist:
- vision clarity measurement; determination of color perception;

Clinical laboratory:
- complete blood count, glucose, ESD, cholesterol;
- biochemistry - creatinine, LDL cholesterol, triglycerides;
- liver enzymes – ASAT and ALAT
- urine - chemical analysis of pH, specific gravity, protein,
- glucose, ketones, bilirubin, urobilinogen, blood, sediment;

Ultrasound of abdominal organs, mammary glands, prostate gland

From international health specialists, provided through online consultations
- up to 3 times within one insurance year

Up to 1 consultation per month

Purchasing medications and assistive devices (excluding dioptric lenses and contact lenses)
- 15 days from the date of prescription

Purchasing dioptric lenses and contact lenses for vision correction
- 3 months from the date of prescription