HEALTH INSURANCE 'PRIORITY HEALTH' (BEST DOCTORS) FROM METLIFE
HEALTH INSURANCE FOR SEVERE ILLNESSES
Purchasing health insurance offers several key advantages:
- Financial Protection: Healthcare costs for severe illnesses abroad are extremely high, reaching hundreds of thousands of euros. The health insurance provides you with financial protection by covering treatment costs.
- Access to Better Treatment: With health insurance, you gain access to the best hospitals, treatments, and medications, which are typically extremely expensive and unaffordable for uninsured individuals.
- Diagnosis Confirmation: The insurance covers a second medical opinion from world-renowned medical specialists for confirming the diagnosis and treatment.
- Financial Security for Your Family: The insurance for severe illnesses provides peace of mind for you and your family, protecting them from falling into a severe financial crisis due to illness.
- Psychological Comfort: Having health insurance reassures you that, if necessary, you will financially be able to receive treatment for yourself and your loved ones.
The insurance covers
MetLife offers in Bulgaria a health insurance policy for severe illnesses called “Priority Health,” in collaboration with the global medical organization Further (which acquired Best Doctors in 2021), providing access and funding for treatment in the best hospitals and with the best doctors worldwide. “Priority Health” covers treatment costs and transportation to the best hospitals globally, excluding Bulgaria, the USA, Japan, and Switzerland.
The following illnesses are covered:Cancer
Coronary Artery Bypass Surgery
Neurosurgical Operation
Heart Valve Replacement
Organ/Tissue Transplant from a Living Donor
Bone Marrow Transplant
Diagnosis confirmation – Second medical opinion;
Medical expenses related to the admission and accommodation in the medical facility where the treatment will be conducted, as well as the treatment process with all necessary hospital medical services;
Costs for medications prescribed by a doctor abroad for ongoing treatment and purchased in Bulgaria, following treatment for a covered illness.
Total insurance limit: 4,000,000 BGN
Annual insurance limit: 2,000,000 BGN
Medication costs: 100,000 BGN
Compensation for death due to accident: 50,000 BGN
Compensation for permanent disability due to accident: 50,000 BGN
Deferral period: 180 days
Actions in the Event of an Insurance Event
- Upon discovering a disease, the insured person informs MetLife and Further;
- The insured person provides their medical tests to Further for a second medical opinion;
- Further finds a world specialist for the specific disease who confirms the diagnosis and recommends hospitals and treatments;
- The insured person chooses a country and hospital for treatment from the recommended options;
- Further organizes the admission and travel;
- Further covers the costs for a 36-month period from the start of the treatment.
