1. What does Travel Insurance cover?

Travel insurance primarily covers medical expenses and emergency assistance abroad. Typical benefits include: • Medical expenses: hospitalization, examinations, medicines and treatment; • Emergency dental care (up to a limit); • Repatriation in case of serious illness or accident; • Depending on the plan: compensation for lost/delayed baggage, missed flight, etc.

2. Why do I need it if I have a European Health Insurance Card (EHIC)?

EHIC covers only medically necessary public healthcare within the EU, under the host country’s state system. It does not cover: • Repatriation costs; • Private care, co-payments and fees outside the public system; • Lost baggage, theft, or trip disruption. Travel insurance provides broader protection for these additional risks.

3. How do I calculate the price and buy Travel Insurance online?

Use our online calculator: • Enter your destinations and travel dates (start/end); • Specify purpose of travel (tourism/work/sport) and the coverage limit (e.g., €30,000); • Compare offers and purchase online.

4. Does it cover trips for work or sports?

Standard policies are for leisure travel. If you travel for work involving physical tasks or plan amateur sports, select the appropriate options in the calculator—“Work – light/physical activities” and/or “Tourism – winter sports/amateur sports.”

5. What should I do if an insured event occurs abroad?

Contact the assistance company immediately (24/7 hotline in your policy) and follow their instructions. Keep all medical documents, invoices, and payment proofs.